Struggling With Your Mortgage?

Monday, June 15th 2009, 5:13 pm
By: News 9

Feeling overwhelmed by your mortgage?  Before you stress out, call Neighborhood Housing Services.  They're a local, non profit and they offer free counseling when it comes to your mortgage and foreclosure.  What's a little different now, is they used to only offer help to those with low or moderate income.  Now they've opened it up to everyone. 

Their number is 231-4663.

Thinking about buying a home?  If you're a firs-time home-buyer, the agency offers a free, one day class on home-buyer education.  It's 8 hours on a Saturday and if you invest that 1 day, you will walk away with the right information.  Call them for the latest dates and times.  I know there's one coming up on June 27th.

They also have information about a down-payment assistance program.  There are certain income guidelines (like a 1person family can't make more than $32,750.  And a family of 4 can't make more than 46,800).  But the just of it is you will get 6 thousand dollars as a down payment.  And as long as you stay in the home for 5 years, you don't have to pay the amount back.  Give them a call for all the details.