OKLAHOMA CITY, Oklahoma -- The Oklahoma Insurance Department recommends taking the following steps if your property has been damaged by a tornado or other severe weather:
-- Survey the damage and take pictures.
-- Protect property from further loss or damage. Make temporary repairs and keep receipts for all materials and labor.
-- Make a list of all personal property destroyed or damaged. Note the approximate date, price, and place of purchase and attach any sales receipts you may have.
-- Contact your insurance company. Keep a record of the name of each person you talk to as well as the time and date of the call.
-- Your insurance company will send an adjuster to your property. Ask the adjuster for identification and please remember that your insurance company pays the adjusters so you should not be asked for payment.
-- If your home is uninhabitable, ask your insurance company if your policy covers any additional living expenses until repairs are made, such as lodging, food and clothing.