Retirement expert Jim McWhirter answers your questions. This week a viewer asks:
"Jim, My husband and I are retired and in our mid 80's. They say we are in one of the most vulnerable age groups for the virus. It seems so many things going on at once with the vaccine released, & it's Christmas time. What do you think we should be concerned with the most about all this?"
And for more information go to News9.com/retirement.