What To Do If You've Been Affected By A Tornado

Tornadoes have devastated lives in Oklahoma and some surrounding states. But dealing with the damage a twister can leave behind also can be dangerous.

Here are some tips on what to do if you're affected:

• Make sure everyone is safe. Contact family and friends. Make sure everyone is accounted for.
• Don't venture outside until you're sure the storm has passed.
• If you've been evacuated, don't return home until authorities have declared that your neighborhood is safe.
• Don't drive on flooded roads.
• Beware of downed power lines, flooded roads, debris on the road and utility hazards.
• Be careful returning to a storm-damaged house. Make sure it's structurally safe before entering.
• Take photos of the damage before having it removed or repaired.
• Take reasonable steps to protect your property from further damage, such as covering a hole in your roof or broken window with plastic sheeting.
• Remove standing water if possible.
• Dry and disinfect all materials in the house to prevent the growth of mold and mildew.
• Keep a record of any temporary repair costs.

"If you experienced a loss, contact your insurance company as soon as possible to report the damages," said Lisa St. Onge, an assistant vice president at Amica Insurance.