Program Allows You To Access Bank Account With Selfie

A popular credit card company is experimenting with selfies. Later this year, you could be able to access your bank account by snapping a photo.

MasterCard has a selfie banking program in the works, but it's all to keep you protected from fraud. Currently, customers use what's called a "Secure Code" which requires a password. That can be used when making purchases online or making a deposit.

But passwords can be forgotten, stolen, or intercepted, which could put your money in the hands of the wrong person. That is why MasterCard plans to launch a pilot program soon that will scan your fingerprint and use a facial scan, or selfie, at check out.

But the question is how does it work?

To pull this off, MasterCard partnered with different smartphone makers to develop a new feature on their app. When you go to make an internet purchase you will be met with a pop-up asking for authorization. That's when you'll either scan your fingerprint or snap a selfie. Your information will then be transferred via internet to MasterCard for verification.

You may be asking yourself what will they think of next? MasterCard can answer that question. The company says it's also working on technology that will approve transactions by recognizing your unique heartbeat.