Oklahoma Ranks Second Most Expensive State To Buy Car Insurance - News9.com - Oklahoma City, OK - News, Weather, Video and Sports |

If you live in Oklahoma you are paying more for car insurance than almost any other state in the country.

That's according to insure.com who recently ranked the most expensive places to buy auto insurance. Oklahoma ranked second on the list. Louisiana was first.

The website says one of the main reasons rates are so high in the Sooner state is because of the high number of uninsured drivers. According to the Insurance Research Council an estimated 24 percent of Oklahoma drivers are uninsured.

Oklahoma has passed legislation in the past three years to crack down on uninsured drivers. News 9 spoke with Oklahoma Insurance Commissioner John Doak to see if the new laws are working and what else the state is doing to combat the problem.

"We're paying for a lot of folks who are driving without insurance on a daily basis," said Doak.

Lawmakers have passed some legislation to deal with the issue. In 2009 a computerized system went into effect that allows law enforcement to check if a driver has insurance. And in 2010 a law went into effect that allowed law enforcement to tow uninsured vehicles.

Doak says those laws are helping a little, but not dealing with what he sees as the main problem.

"It's less expensive to pay the fine then it is to buy the insurance and no one wants to talk about it, but that's the major issue right now," said Doak.

Doak has started a task force to deal with the issue.  They are looking at new legislation that includes stiffer penalties for uninsured drivers.

Doak also says the state needs better education so drivers understand the importance of being protected.